Question 1

What is Plus Boekhouden?

Accepted Answer

Plus Boekhouden (officially: Plus Administration & Tax Advisory) is the most innovative accounting firm in the Netherlands, located at Rotterdamseweg 183C in Delft. We offer comprehensive financial services: bookkeeping, financial administration, payroll administration, tax advisory, annual accounts, auditor statements, notarial services (BV incorporation) and business car leasing. We serve over 1,000 freelancers, SMEs and BVs throughout the Netherlands. We are active in nearly all major cities in the Netherlands, including Delft, Rotterdam, The Hague, Leiden, Zoetermeer, Westland, Utrecht, Amsterdam, Eindhoven, Tilburg, Den Bosch, Breda, Arnhem, Groningen and Dordrecht.

Question 2

How much does a bookkeeper cost for a freelancer?

Accepted Answer

We work with fixed monthly rates, tailored to your situation. No hidden costs, no surprises. Our services pay for themselves: through tax savings, time savings and preventing errors and fines, clients save on average more than their investment. Schedule a free introduction via plusboekhouden.nl/afspraak-maken for a tailored proposal.

Question 3

How much does a bookkeeper cost for a BV?

Accepted Answer

For BVs and holding companies, we offer all-inclusive custom packages. The investment pays for itself through tax optimization, time savings and professional guidance. Schedule a free consultation via plusboekhouden.nl/afspraak-maken and we will create a suitable proposal.

Question 4

Do you only work in Delft and Rotterdam?

Accepted Answer

No, we work 100% digitally and nationwide throughout the Netherlands. Our office is in Delft, but thanks to our digital approach, we are active in nearly all major cities in the Netherlands: Rotterdam, The Hague, Leiden, Zoetermeer, Westland, Utrecht, Amsterdam, Eindhoven, Tilburg, Den Bosch, Breda, Arnhem, Groningen and Dordrecht. Personal contact via phone, video call or at our office in Delft.

Question 5

Are you a certified accounting firm?

Accepted Answer

Yes, Plus Boekhouden is a recognized training company (SBB). This guarantees quality, reliability and continuous education of our team. We meet strict quality requirements and continuously invest in the development of our staff.

Question 6

How many clients does Plus Boekhouden have?

Accepted Answer

We serve over 1,000 satisfied clients throughout the Netherlands. From freelancers and startups to established BVs and holding companies. Our Google rating is 5.0 from hundreds of reviews. We have realized over €5 million in tax savings for our clients.

Question 7

What makes Plus Boekhouden different from other bookkeepers?

Accepted Answer

We are the #1 innovative accounting firm in the Netherlands. We combine smart automation (up to 95% error-free processing) with personal expertise from experienced tax specialists. That means: faster processing, fewer errors, proactive tax advice and a dedicated expert who knows your situation inside out. Plus our own app for real-time insight into your finances.

Question 8

What is automated bookkeeping?

Accepted Answer

Automated bookkeeping means we use smart technology to automatically recognize and process invoices, receipts and bank transactions. Our technology processes up to 95% of the administration error-free and automatically flags anomalies, duplicate payments and tax opportunities. This saves entrepreneurs an average of 80% time compared to traditional bookkeeping.

Question 9

What is the difference between a bookkeeper and an accountant?

Accepted Answer

A bookkeeper handles daily financial administration: processing invoices, bank entries, VAT returns and simple reports. An accountant goes further with preparing annual accounts, auditor statements (compilation, review and audit reports), financial analyses, due diligence and strategic tax advice. Plus Boekhouden offers both services as a complete one-stop-shop.

Question 10

Do you have a bookkeeper in Rotterdam, The Hague or Leiden?

Accepted Answer

Yes, we are active in nearly all major cities in the Netherlands, including Rotterdam, The Hague, Leiden, Zoetermeer, Westland, Dordrecht, Utrecht, Amsterdam, Eindhoven, Tilburg, Den Bosch, Breda, Arnhem and Groningen. Thanks to our 100% digital approach, we are always nearby regardless of where you do business. You have a dedicated expert who knows your region and market.

Question 11

What does outsourcing bookkeeping involve?

Accepted Answer

When outsourcing your bookkeeping, we take over the complete administration processing: purchase invoices, sales invoices, bank entries, VAT returns, annual accounts and contact with the Tax Authority. You scan receipts via our app and we process everything.

Question 12

Why should I outsource my administration?

Accepted Answer

By outsourcing your administration, you save an average of 15 hours per month, prevent errors and fines, benefit from maximum tax advantages and always have up-to-date insight into your figures. You can focus on running your business.

Question 13

How does VAT filing work?

Accepted Answer

We handle your complete VAT return. Each quarter we calculate your VAT, file the return with the Tax Authority and inform you of the amount to pay or receive back. We monitor deadlines for you.

Question 14

Can you prepare annual accounts?

Accepted Answer

Yes, we prepare professional annual accounts for all business types: sole proprietorship, partnership (VOF) and BV. With an up-to-date administration, your annual accounts are ready within 2 weeks. For BVs, we also file with the Chamber of Commerce (KVK).

Question 15

What is the difference between bookkeeping and accountancy?

Accepted Answer

Bookkeeping covers daily financial administration. Accountancy goes further with annual accounts, auditor statements (compilation, review and audit reports), financial analyses and strategic advice. We offer both.

Question 16

Which accounting software do you use?

Accepted Answer

We work with leading modern accounting software. Additionally, we use smart tools for faster and more efficient processing. The accounting software is tailored to your business and industry.

Question 17

What are the advantages of digital bookkeeping?

Accepted Answer

Digital bookkeeping offers real-time insight into your finances, automatic bank connections so transactions are processed immediately, OCR technology for scanning receipts, and cloud storage so your administration is accessible anytime, anywhere. At Plus Boekhouden, we combine this with smart automation for up to 95% error-free processing.

Question 18

What is the difference between annual accounts and a balance sheet?

Accepted Answer

Annual accounts are a complete financial report of your business for a fiscal year, consisting of the balance sheet, profit and loss statement and notes. The balance sheet is a snapshot of your assets and liabilities at a specific date. Annual accounts are mandatory for BVs and must be filed with the Chamber of Commerce (KVK).

Question 19

How much does outsourcing payroll cost?

Accepted Answer

The investment in payroll administration depends on the number of employees and complexity. Our service pays for itself because you avoid errors in wage returns, prevent fines and save a lot of time. Schedule a free consultation via plusboekhouden.nl/afspraak-maken for a custom quote.

Question 20

What is included in your payroll administration?

Accepted Answer

Our payroll administration includes: monthly pay slips, wage tax returns to the Tax Authority, annual statements, pension administration, sick leave reporting, holiday pay calculation and all personnel changes.

Question 21

Can you handle payroll for multiple employees?

Accepted Answer

Yes, from 1 to 100+ employees. Whether you have one part-timer or a complete team, we handle the full payroll administration including deductions, allowances, holiday pay and year-end bonuses.

Question 22

When do I receive the pay slips?

Accepted Answer

Pay slips are processed monthly and available well before the payment date. For changes, we process them within 24 hours. You receive pay slips digitally.

Question 23

Do you also handle wage tax returns?

Accepted Answer

Yes, wage tax returns to the Tax Authority are fully included in our payroll administration. We ensure all payments are made correctly and on time.

Question 24

How does holiday pay calculation work in 2026?

Accepted Answer

Employees are entitled to a minimum of 8% holiday pay on the gross annual salary (2026). This is typically paid out in May/June. Holiday pay is taxed as wages. We calculate this automatically and process it correctly in the wage tax return, including the special rate.

Question 25

What are the employer costs in 2026?

Accepted Answer

On top of the gross salary, as an employer you pay approximately 20-30% in employer costs: unemployment insurance premiums (Awf), disability insurance (Whk), healthcare contribution (Zvw), and possibly pension premiums. The exact amount depends on your sector and risk profile. Plus Boekhouden calculates your total labor costs per employee so you know exactly what an employee costs.

Question 26

How does sick leave and the Gatekeeper Act work?

Accepted Answer

When an employee falls ill, as an employer you are obligated to continue paying wages for a maximum of 2 years (minimum 70%, first year often 100%). The Gatekeeper Act (Wet Poortwachter) requires active reintegration. We register sick leave reports, monitor deadlines and ensure your payroll administration remains correct during absence periods.

Question 27

Can you handle my tax return?

Accepted Answer

Yes, we handle all tax returns: income tax (IB), corporate tax (VPB), VAT (BTW) and payroll tax. Our tax specialists ensure maximum tax benefits and timely filing.

Question 28

What is the difference between income tax and corporate tax?

Accepted Answer

Income tax (IB) is paid by freelancers or sole proprietors on their profit. Corporate tax (VPB) is paid by a BV on business profits. The corporate tax rate is often lower, making a BV structure fiscally attractive from approximately €80,000 profit.

Question 29

How much can I save with tax advice?

Accepted Answer

On average, our clients save €4,800 per year through smart use of deductions and tax schemes. For BVs and holding companies, this can amount to tens of thousands of euros per year.

Question 30

Do you help with tax audits?

Accepted Answer

Yes, we fully guide you through tax audits and book examinations. We prepare everything, are present during the investigation and handle all correspondence on your behalf.

Question 31

When is a BV more tax-efficient than a sole proprietorship?

Accepted Answer

From approximately €80,000 profit per year, a BV usually becomes more tax-efficient than a sole proprietorship. With a BV, you pay corporate tax (19% up to €200,000 profit in 2026) instead of income tax (up to 49.5%). Factors such as wealth building, liability and future plans also play a role. We are happy to advise you personally via plusboekhouden.nl/afspraak-maken.

Question 32

What tax deductions are available for freelancers in 2026?

Accepted Answer

Important deductions for freelancers in 2026 include: the self-employed deduction (€2,470), startup deduction (€2,123 extra in the first 3 years), the SME profit exemption (12.7% of profit), small-scale investment deduction (KIA) for business assets, car costs for business use, and the fiscal old-age reserve (FOR). Plus Boekhouden ensures you make optimal use of all available deductions.

Question 33

How does VAT filing work for entrepreneurs?

Accepted Answer

As an entrepreneur, you are required to periodically file VAT returns with the Tax Authority. Most entrepreneurs do this quarterly, some monthly or annually. You report how much VAT you received (output) and how much you paid (input). You pay or receive back the difference. The VAT rate in the Netherlands is 21% (standard), 9% (reduced rate for food, books, etc.) or 0% (exports, certain services).

Question 34

What is the Small Business Scheme (KOR)?

Accepted Answer

The KOR (Small Business Scheme) is a VAT exemption for entrepreneurs with annual turnover up to €20,000. If you participate in the KOR, you do not need to charge VAT to customers or file VAT returns, but you also cannot reclaim VAT on purchases. The KOR is interesting for small freelancers with few business expenses.

Question 35

What is the difference between gross and net salary?

Accepted Answer

Gross salary is the total wage before deduction of wage tax (income tax and national insurance premiums), employee insurance premiums and pension premiums. Net salary is what the employee actually receives in their account. As an employer, you also pay employer costs on top of the gross salary, such as sickness, unemployment and disability insurance premiums and healthcare contribution.

Question 36

Do I need to pay provisional tax assessments as an entrepreneur?

Accepted Answer

The Tax Authority may impose a provisional assessment if they expect you to owe tax. This is an estimate based on previous years. You then pay a monthly advance on your income or corporate tax. After the year ends, the final assessment follows. Plus Boekhouden can request or modify a provisional assessment to optimize your cash flow.

Question 37

What is an auditor's statement?

Accepted Answer

An auditor's statement is an official opinion by an accountant on the annual accounts. There are three types: compilation statement (preparing annual accounts), review statement (limited review) and audit statement (full audit). We provide all three types at Plus Boekhouden.

Question 38

When do I need an auditor's statement?

Accepted Answer

A compilation statement is standard when preparing annual accounts. A review or audit statement is needed for subsidy applications, bank financing or legal requirements (large BVs). We advise which type you need.

Question 39

What is the difference between compilation, review and audit statements?

Accepted Answer

With a compilation statement, the accountant prepares the annual accounts based on data you provide. With a review statement, the accountant assesses whether the annual accounts are plausible (limited assurance). With an audit statement, the accountant performs a full audit and provides a high degree of assurance about the accuracy of the annual accounts.

Question 40

Is an auditor's statement mandatory for my BV?

Accepted Answer

For small and micro BVs (2026: turnover <€15 million, balance sheet total <€7.5 million, <50 employees), an audit statement is not mandatory. A compilation statement with the annual accounts is, however, customary and often required by banks and investors. Medium and large BVs are legally required to have an audit statement prepared.

Question 41

How much does an auditor's statement cost?

Accepted Answer

The costs depend on the type of statement, the size of your business and the complexity of the administration. A compilation statement is the most affordable, an audit statement the most comprehensive. The investment pays for itself because an auditor's statement builds trust with banks, investors and subsidy providers. Contact us via plusboekhouden.nl/afspraak-maken for a custom quote.

Question 42

What is a management letter?

Accepted Answer

A management letter is a letter from the accountant to the board with findings and recommendations that emerged during the audit. These include improvement points in internal controls, risks and compliance issues. This is a valuable tool for improving your business operations.

Question 43

Can you incorporate a BV for me?

Accepted Answer

Yes, we guide the complete BV incorporation process: from advice on the right structure to the notarial deed and Chamber of Commerce registration. Including articles of association, shareholders agreement and tax planning.

Question 44

How much does it cost to incorporate a BV?

Accepted Answer

The investment for BV incorporation varies depending on the structure (single BV, holding, with or without silent contribution). A BV structure often pays for itself quickly through lower tax burden and better asset protection. Schedule a free consultation via plusboekhouden.nl/afspraak-maken for an all-inclusive proposal.

Question 45

What is silent contribution in BV incorporation?

Accepted Answer

With silent contribution, you transfer your existing sole proprietorship or partnership into a BV without immediate taxation. You retain existing tax reserves and the contribution can take place retroactively (maximum 3 months, provided the letter of intent is filed on time). Fiscally very advantageous at higher profits.

Question 46

Can I convert my sole proprietorship to a BV?

Accepted Answer

Yes, we guide the conversion from sole proprietorship to BV. This can be done with or without silent contribution. Advantages: lower tax burden from approximately €80,000 profit (corporate tax 19% vs. income tax up to 49.5%), limited liability and better future possibilities.

Question 47

What is a holding structure and why is it smart?

Accepted Answer

A holding structure consists of a holding BV that holds shares in one or more operating companies. Advantages in 2026: better asset protection (securing profits outside operational risk), tax-efficient dividend distributions via the participation exemption (0% tax on passed-through profits), easier business sale, pension building opportunities and better exit strategy. Plus Boekhouden advises you on the optimal structure.

Question 48

What is the difference between a sole proprietorship, partnership and BV?

Accepted Answer

A sole proprietorship is the simplest form: you are personally liable and pay income tax (up to 49.5% in 2026). A partnership (VOF) is a collaboration between 2+ people with shared liability. A BV is a legal entity: you are not personally liable and pay corporate tax (19% up to €200,000 profit, 25.8% above in 2026). The BV offers more protection and tax advantages at higher profits.

Question 49

What is the participation exemption?

Accepted Answer

The participation exemption is a tax scheme whereby profits and dividends received by a holding from its operating company(ies) are exempt from corporate tax. This makes it fiscally advantageous to accumulate profits in the holding for future investments, pension or business sale. An important reason to set up a holding structure.

Question 50

Tip: when should I consider a holding?

Accepted Answer

Consider a holding structure if: (1) your BV structurally makes more than €100,000 profit, (2) you want to build wealth outside operational risk, (3) you have or want to start multiple businesses, (4) you plan to sell your business in the future (sale from holding exempts the profit via participation exemption), or (5) you want to build a pension provision in-house. Plus Boekhouden guides the complete process.

Question 51

Tip: how do I optimize my DGA salary in 2026?

Accepted Answer

The minimum customary salary for a DGA is €56,000 in 2026. Tip: don't set your salary unnecessarily higher than the customary salary, because above this amount you pay up to 49.5% income tax. The remaining profit in the BV is taxed at only 19-25.8% corporate tax. Combine with a holding structure and the participation exemption for maximum tax efficiency. We calculate your optimal salary-dividend ratio.

Question 52

Tip: excessive borrowing from your own BV - what are the rules in 2026?

Accepted Answer

Since 2023, the Excessive Borrowing from Own Company Act applies. As a DGA, you may borrow a maximum of €500,000 from your own BV (2026). The excess is taxed as income in box 2 (26.9%). Home mortgage debts are exempted. Tip: restructure existing loans in time and consider paying dividends instead of borrowing. Plus Boekhouden advises you on the optimal approach.

Question 53

Do you offer business car leasing?

Accepted Answer

Yes, we offer financial lease for business cars. This includes all brands and models, including electric vehicles. We handle the complete application, financing and tax advice regarding addition to taxable income and VAT deduction.

Question 54

What is the difference between financial lease and operational lease?

Accepted Answer

With financial lease, you become the owner of the car at the end of the contract. With operational lease, you rent the car and return it. We offer financial lease, which is tax-efficient because you can capitalize the car on the balance sheet and depreciate it.

Question 55

How does the company car tax addition work?

Accepted Answer

The tax addition is a percentage of the catalog price added to your income if you also use the car privately. For electric cars, a lower addition rate applies (16% in 2025, 17% in 2026). For fossil fuel cars, the rate is 22%. We calculate the optimal scenario for your situation.

Question 56

Can I reclaim VAT on a business car?

Accepted Answer

Yes, when purchasing or leasing a business car, you can reclaim VAT (21%) via your VAT return, provided the car is used for business. For mixed use (business and private), you may only deduct the business portion of VAT. With more than 500 km private use per year, a correction applies. Plus Boekhouden advises you on the most tax-efficient arrangement.

Question 57

How do I switch to Plus Boekhouden?

Accepted Answer

Switching is simple and free. You give us access to your current accounting software and we handle everything: data transfer, contact with your previous bookkeeper and a seamless transition. Within 48 hours you are fully taken care of.

Question 58

Can I switch in the middle of the year?

Accepted Answer

Yes, switching is possible at any time. We correctly transfer all historical data and ensure no gaps arise. There are no additional costs for switching.

Question 59

What happens to my current bookkeeper?

Accepted Answer

We take over contact with your current bookkeeper and arrange the transfer of all documents. You don't need to do anything yourself - we handle everything professionally.

Question 60

How does the Plus Boekhouden app work?

Accepted Answer

Our app gives you real-time insight into your finances. Scan receipts, create invoices, view revenue and costs and communicate directly with your bookkeeper. Available for iOS and Android.

Question 61

Can I scan receipts with the app?

Accepted Answer

Yes! Take a photo of your receipt and our OCR technology automatically recognizes the amount, date and supplier. It is immediately processed in your administration.

Question 62

Does the app work on iPhone and Android?

Accepted Answer

Yes, our app is available for both iOS and Android. Free to download from the App Store or Google Play Store. All features are identical on both platforms.

Question 63

How quickly will I get a response to my questions?

Accepted Answer

We guarantee a response within 24 hours on business days. For urgent matters, you can call us directly at (085) 029 9096. You always have a dedicated contact who knows your situation inside out. No call centers, no waiting times — directly your own expert on the line.

Question 64

Can I visit the office?

Accepted Answer

Absolutely! Our office at Rotterdamseweg 183C in Delft is easily accessible. We are located right next to the A13 highway (exit Delft-Zuid, just 5 minutes) with free parking at the door. By public transport you can get there quickly too: tram and bus stops within walking distance, Delft station 10 minutes by bike. Schedule your visit via plusboekhouden.nl/afspraak-maken.

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